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Member Navigation Guide · Updated October 12, 2026

Sedera Member Help

To log in, use Sedera's Member Portal. For direct help with a medical Need or bills, call Sedera Member Services at (855) 973-3372. Beacon members can also call our Mooresville advisory office at (704) 255-4580 for assistance preparing documentation.

Direct Portal Access

Where Do I Log In?

Go to sedera.com → Sign In to access the secure portal (sedera.my.site.com/MemberPortal). This is where you open a Needs Case, upload itemized medical bills, and monitor shared funds.

Open Sedera Member Portal →
Phone Directory

Which Phone Number Do I Call?

Active Needs, Bills, and Claims:Sedera Member Services: (855) 973-3372
Plan Evaluation, Quotes, and Advisory Support:Beacon Advisory Team: (704) 255-4580
Standard Operating Procedure

How Do I Submit a Need? Step by Step

  1. 01
    Before Care (Non-Emergency):Notify a Sedera Member Advisor as soon as a non-emergency procedure, surgery, or hospital stay is scheduled.
  2. 02
    In an Emergency:Seek immediate treatment first. Notify Sedera within 48 hours of the event.
  3. 03
    Identify as a Self-Pay Patient:Inform provider staff that you are self-pay. Pay expenses up to your selected IUA.
  4. 04
    Open a Needs Case:Log into your online member portal to initiate the digital file for this specific illness or injury.
  5. 05
    Upload Itemized Bills Within 6 Months:Provide itemized billing statements (CMS 1500 or UB04 forms), not summary balance slips, within 6 months of service.
  6. 06
    Authorize Bill Negotiation:Sedera negotiates provider charges exceeding $1,000. Authorizing negotiation is required to preserve full sharing.
  7. 07
    Disbursement & Settlement:Shared community funds are deposited directly into your bank account so you can pay provider balances.

Tips That Avoid Processing Delays

Request Itemized Bills Up Front

Ask billing offices for CMS 1500 or UB04 forms with diagnostic codes and cash discounts.

12 Symptom-Free Months Rule

Related bills for the same medical incident remain under one Need until you have 12 continuous symptom-free months.

Newborn 30-Day Window

When welcoming a baby, remember to add your newborn to the membership within 30 days of birth.

Statutory Legal Notices:

Health care sharing ministries and medical cost-sharing communities are not insurance and are not regulated as insurance. Sharing of medical expenses is voluntary and not guaranteed.